Services

Our Areas of Focus

These are our areas of focus which we will use to provide you with customized recommendations that will help you make informed decisions with confidence.

Personal Needs Analysis

Financial independence is often a major objective in each of our lives. How financial independence is defined varies from family to family, and individual to individual. Through a personal needs analysis, we will let you know where you stand relative to where you want to be and provide you with specific strategies that can help you pursue your goals.

Business Needs Analysis

Business owners have special needs. We can help you anticipate those needs--whether they include executive bonus plans to attract and retain key executives, or insurance to protect you and your partners in the event of death or disability. We will work in cooperation with a team of specialists, including your own advisors, to help you develop a strategy that will address your specific financial objectives.

Retirement Strategies

Longer life expectancies and early retirements make sound insurance and investment choices essential. We will help you prepare to enter your retirement years.

With the increasing number of choices and ever-changing tax laws, Seacoast Financial Network, LLC offers me access to financial advisors and specialists we can call upon for recommendations and assistance. Pension plans, 401(k) and 403(b) plans, IRAs, Roth IRAs, mutual funds and annuities, as well as variable and portfolio-based life insurance are just some of the alternatives available to you.

Annuities*

An annuity provides an income, payable at fixed or variable intervals, either immediately or at a future date. We can show you how you can use an annuity to secure a source of income for retirement to supplement your future financial needs.

Estate Analysis

You work your whole life to build your estate. You should have control over what happens to it upon your death. Building a legacy takes more than simply accumulating a large portfolio. You need strategies that remain flexible enough to allow you to maintain control your assets and enjoy them during your lifetime, while you prepare for the efficient transfer of the assets after you die.

*Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.